Gender difference in financial behavior: a comparative analysis

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dc.authorid0000-0002-3893-4015
dc.authorid0000-0001-8262-0008
dc.authorid0000-0002-3893-4015en_US
dc.authorid0000-0001-8262-0008en_US
dc.contributor.authorTeker, Dileken_US
dc.contributor.authorDönmez, Senaen_US
dc.date.accessioned2024-02-14T06:21:46Z
dc.date.available2024-02-14T06:21:46Z
dc.date.issued2024-01-15
dc.departmentIşık Üniversitesi, İktisadi, İdari ve Sosyal Bilimler Fakültesi, İşletme Bölümüen_US
dc.departmentIşık University, Faculty of Economics, Administrative and Social Sciences, Department of Managementen_US
dc.departmentIşık Üniversitesi, Lisansüstü Eğitim Enstitüsü, Çağdaş İşletme Yönetimi Doktora Programıen_US
dc.departmentIsik University, School of Graduate Studies, Ph.D. Program in Contemporary Management Studiesen_US
dc.description.abstractPurpose- Definition of financial inclusion; FI enables adults to access and efficaciously use a range of proper financial services. It plays a crucial role in raising economic growth in point of industry, firm and national level. Accessing to the products and services are achievable with financial inclusion. In the world, financial access is not reachable due to socio-economical reasons. Financial inclusion should involve the obstacles facing, reaching out access. This has an effect on decision makings and financial behaviors. However, gender disagregated statistics are not common in literature. All economies may reach economic growth, recognizing gender differences, and enhancing awareness among households. Aim of this study is to figure out the investing / borrowing behaviors of households. This study seeks “is there a gender difference in the level of financial behavior for Turkiye?”. Methodology- We employ a questionnaire to figure out if there exists a gender difference about various metrics in financial behavior. In the research method of this study, comparative analysis was made to reach out gender differences of respondents regarding financial behavior using excell with the help of coding. Google questionnaire prepared by authors was pre-tested and then authors maintaing to send the questionnaire via social media. 102 respondents were reached out. Firstly, it was made demographic analysis of respondents, a nd then it was analysed the financial behavior of respondents. Findings- Findings prove the fact that there is gender difference in behavior of making payments, savings, daily life, auto and home needs, making decisions, QR Code usage, awareness of Fintech products and number of credit cards. Majority of respondents feel confident about private pension system.. However, there is slightly difference in number of private pension contracts. In general, all respondents own a bank account. Money transfer, using a bank application behavior, does not differ among individuals. Conclusion- Based upon the analysis, it may be concluded that financial behavior affects individuals’ choices and this generates differences in terms of usage, needs, decisions and awareness. Socio-economical factor plays a crucial role regarding generating awareness in financial behavior.en_US
dc.description.versionPublisher's Versionen_US
dc.identifier.citationTeker, D. & Dönmez, S. (2024). Gender difference in financial behavior: a comparative analysis. PressAcademia Procedia, 18(1), 90-91. doi:10.17261/Pressacademia.2023.1863en_US
dc.identifier.endpage91
dc.identifier.issn2459-0762en_US
dc.identifier.issue1
dc.identifier.startpage90
dc.identifier.urihttps://hdl.handle.net/11729/5896
dc.identifier.urihttp://dx.doi.org/10.17261/Pressacademia.2023.1863
dc.identifier.volume18
dc.institutionauthorTeker, Dileken_US
dc.institutionauthorDönmez, Senaen_US
dc.language.isoenen_US
dc.peerreviewedYesen_US
dc.publicationstatusPublisheden_US
dc.publisherPressAcademiaen_US
dc.relation.ispartofPressAcademia Procediaen_US
dc.relation.publicationcategoryMakale - Ulusal Hakemli Dergi - Kurum Öğretim Elemanı ve Öğrencien_US
dc.rightsinfo:eu-repo/semantics/openAccessen_US
dc.subjectFinancial behavioren_US
dc.subjectGender differencesen_US
dc.subjectFinancial inclusionen_US
dc.subjectFinancial literacyen_US
dc.subjectBehaviors of householdsen_US
dc.titleGender difference in financial behavior: a comparative analysisen_US
dc.typeArticleen_US

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